Secure Digital Payment

Alcinéo specializes in the development of embedded payment software compliant with EMV payment and security standards, accelerating the approval and deployment of reliable and secure payment terminals. 

Secure Digital Payment - EMV payment software

EMV technology at the core of smart payment systems

Alcinéo helps organizations of all size to seamlessly integrate contact and contactless payment libraries, EMV compliant, to build innovative and secure payment solutions.

We have developed a full suite of payment libraries including all international card brands, domestic card networks and proprietary applications, to implement contact and contactless capabilities on smartcard readers. Our Kardia payment suite enables payment terminal providers to cover global payment markets in one solution.

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.

Customize your solution according your market

Our Kardia payment suite is fully adaptable for specific transactions and addresses all types of EMV payment terminals. It complies with the specificities of contactless payments in public transport. It is fully adapted to EMV payment standards for kiosks and vending machines, supporting unattended transactions. It also fits the requirements defined for ATM & gas dispensing payment systems.  

Find the right combination that suits your market. 

PUBLIC TRANSPORT

Provide frictionless user experience with Open-loop, contactless payments (cEMV), and deliver, smart, flexible and secure payment services.

Features

  • ODA (Offline data authentication)
  • Deferred authorization
  • Amount zero transaction
  • PAN tokenization

HOSPITALITY

Modernize payment options offered to consumers and bring value added services for unique user experience

Features

  • Chip & PIN and tap to pay capability
  • Reward program and digital loyalty
  • Secure handling of sensitive payment data with PCI PTS POI

RETAIL

Enhance POS interoperability, accept all international, regional and local payments seamlessly

Features

  • Powerful payment core that suits any secure component
  • Fully featured to accept a wide variety of payment methods 
  • Protection of sensitive payment data throught PCI PTS POI stack

KIOSK & VENDING

Combine flexibility, reliability and security at smart unattended terminals

Features

  • Chip & PIN, contactless cards and wallets
  • Update of firmware and payment applications remotely
  • Multi-platform design

GAS PUMP

Secure outdoor environments with proven EMV® card systems and PCI PTS modules

Features

  • Extended payment solution : EMV Chip & PIN, wallets and proprietary applications
  • Meets the latest PCI PTS POI security constraints for unattended payment terminals

PUBLIC TRANSPORT

Provide frictionless user experience with Open-loop, contactless payments (cEMV), and deliver, smart, flexible and secure payment services.

Features

  • ODA (Offline data authentication)
  • Deferred authorization
  • Amount zero transaction
  • PAN tokenization

HOSPITALITY

Modernize payment options offered to consumers and bring value added services for unique user experience

Features

  • Chip & PIN and tap to pay capability
  • Reward program and digital loyalty
  • Secure handling of sensitive payment data with PCI PTS POI

RETAIL

Enhance POS interoperability, accept all international, regional and local payments seamlessly

Features

  • Powerful payment core that suits any secure component
  • Fully featured to accept a wide variety of payment methods 
  • Protection of sensitive payment data throught PCI PTS POI stack

KIOSK & VENDING

Combine flexibility, reliability and security at smart unattended terminals

Features

  • Chip & PIN, contactless cards and wallets
  • Update of firmware and payment applications remotely
  • Multi-platform design

GAS PUMP

Secure outdoor environments with proven EMV® card systems and PCI PTS modules

Features

  • Extended payment solution : EMV Chip & PIN, wallets and proprietary applications
  • Meets the latest PCI PTS POI security constraints for unattended payment terminals

Secure handling of cardholder data with PCI PTS

In addition to the security handled by EMV payment technology which enables to securely exchange data between a card and terminal, the payment industry requires POS systems to meet PCI security requirements to protect sensitive data from attacks.   

Before being deployed, Secure Card Reader with PIN (SCRP) must comply with the PCI PTS standard, which defines the security requirements for all types of payment terminals.  

Alcinéo provides logical security modules to help payment device providers to build payment solutions that encompass Payment Card Industry requirements and make PCI PTS POI easier. 

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